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Home » Insured Event » For Natural Persons » Borrowers' Accident and Sickness Insurance

Borrowers' Accident and Sickness Insurance

 

We kindly ask you to inform our company as soon as possible, if you decide to submit a written application for a benefit of insurance coverage.

We kindly ask you to provide all available documents related to an insured event when addressing our company:

1.      In case of an infliction of harm to the health (assessment of a disability group):

  • An insurance policy;
  • An extract from the out-patient medical record at the place of residence for the year that precedes the date when the insurance agreement came into effect;
  • A reference note from a competent authority about an assessment of a disability group (Medical and labor expert committee - ВТЭК, МРЭК);
  • A reference note from a credit organization (bank) about the total sum of credit indebtedness;
  • A document of identification. 

 

2.      In the event of death:

  • An insurance policy;
  • A copy of the death certificate certified by a notary, either an original document of the defined certificate can be provided or its copy certified by the Insurer;
  • An extract from the out-patient medical record at the place of residence for the year that precedes the date when the insurance agreement came into effect;
  • A reference note from the credit organization (bank) about the total sum of credit indebtedness;
  • A copy of the certificate of inheritance rights, if a beneficiary is the heir of the insured party;
  • A document of identification of the beneficiary - individual person.

For consideration of an insurance event other documents may be required:

  • A record from law enforcement authorities in the event of death due to a road traffic accident or crime;
  • Data from registry authorities about the birth of the Insured person - if an additional confirmation of identity is needed;
  • A medical certificate of death issued by the medical institution where the death was registered, or other documents issued by a medical institution or another authorized governmental body that sets the cause and circumstances of the death - in order to specify the cause of death of the Insured person.
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