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Возмещение ущерба - Физическим лицам

For Natural Persons

Страхование от несчастных случаев и болезней на время поездки за границу

Travel Medical Insurance

We compensate for the costs of treatment and for the costs of ambulance services, evacuation, etc. while travelling abroad. Insurance indemnities are paid in the currency of payment of the insurance premiums within three days from the moment of issuing of the relevant insured event deed.

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Страхование от несчастных случаев

Accident Insurance

Insurance indemnities are paid in the currency of payment of the insurance premiums within three days from the moment of issuing of the relevant insured event deed. Our company pays insurance indemnities in the following manners, taking into consideration the client's request: transfer to the client's personal account or to a deposit account for the client's benefit; postal order at the beneficiary's expense; in cash.

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Страхование расходов в связи с отменой или изменением сроков поездки за границу

Insurance of Expenses in Connection with Cancellation or Revision of Paid Trip Abroad

In the occurrence of the insurance event, our company shall reimburse for the following: in the case of cancellation of the paid trip - expenses not returned by the tourist organizations, transport companies or organizations providing the settlement services;

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Страхование багажа

Luggage Insurance

In the occurrence of the insurance event, our company shall reimburse for the following expenses: in the case of the luggage loss - in the amount of the luggage cost minus the usable residues, in the case of damage to the luggage - in the amount of expenses on repairs,

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Страхование гражданской ответственности при поездке за границу

Public Liability Insurance when Going Abroad

In the occurrence of the insurance event, our company shall reimburse for the following expenses: In the case of harm to the life or health of any person: а) earnings the sufferer has lost due to incapacitation or work decrement resulting from injuries to health; b) the sufferer's health resumption costs (e.g., high-calorie meals, sanatorium-and-spa treatment, nursing care, prosthetics, transport costs, cost of paid medical services, etc.);

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Страхование общегражданской ответственности

General Third Party Liability Insurance

In the occurrence of the insurance event, our company shall reimburse for the following expenses: in the case of loss of the property - in the amount of the actual value of the lost property as of the date of the insurance event minus the cost of usable or marketable residues;

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Страхование строений

Building Insurance

The following is compensated in case of occurrence of an insured event: in case of complete or partial loss of the insured property: the value of the lost property as of the date of occurrence of the insured event less the value of any remaining parts suitable for use; in case of damage to the property: the costs for repairing the damaged property.

 

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Household Insurance

The following is compensated in case of occurrence of an insured event: in case of complete or partial loss of the insured property: the value of the lost property as of the date of occurrence of the insured event less the value of any remaining parts suitable for use; in case of damage to the property: the costs for repairing the damaged property.

 

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Страхование транспортных средств

Motor Vehicle Insurance

We compensate for the costs of restoration and replacement of spare parts which must be carried out due to damage incurred as a result of an insured event. In case of vehicle theft, indemnities are paid in the amount of the sum insured (value of the vehicle) less the theft franchise, i.e. the portion of damage not subject to compensation (if set under the relevant insurance contract).

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